Liquor and retail stores

A practical review for inventory, premises and customer risk.

Commercial insurance review for liquor stores and selected retail operations, subject to inventory, security, location and underwriting requirements.

RETAILLiquor and retail stores

What the review may consider

Start with the exposure, not a shortcut.

A useful commercial review depends on accurate operations, locations, payroll, sales, prior coverage and loss information. The page organizes likely starting points; it does not determine carrier appetite or coverage.

  • 01Property and inventory review
  • 02Liability and crime considerations
  • 03Workers’ compensation

Details that help

A stronger review starts with specific information.

01

Inventory values and security

Provide complete, current information so the available market path can be evaluated without unsupported assumptions.

02

Hours, sales mix and premises

Provide complete, current information so the available market path can be evaluated without unsupported assumptions.

03

Delivery, payroll and prior losses

Provide complete, current information so the available market path can be evaluated without unsupported assumptions.

Important

A specialty page is not an offer of coverage.

Availability, eligibility, limits, terms, pricing and placement depend on the completed application, underwriting, carrier approval, policy language and payment.

Begin with a review